Frequently Asked Questions

My WU is a free loyalty program from Western Union. You can register on westernunion.com or our mobile app.

We know you work hard for your money. We’re always by your side improving our services to help simplify and power your finances. We heard from you that our current rewards program needs to change. Although we’ve put a pause on earning new points, you can still enroll and redeem existing points.

WU Shop, cashback and VIP membership has been closed as of March 28, 2024. But our updated loyalty program designed for easier use, a better experience, and faster rewards, is coming soon, so stay tuned.

There are three ways to enroll in the My WU loyalty program:

1. Create a Western Union profile on westernunion.com or our mobile app and select the My WU checkbox. This will generate a My WU number that will be used on all digital transfers. You can create your profile without sending a money transfer. Register now to create your profile.
2. Already have a profile? Log in and select the My WU tab on the top right side of the page. Accept the program’s Terms and Conditions and you will be assigned a My WU number.
3. Register in person at our agent location. You can find your My WU number printed at the top of your receipt.

You get the following exclusive benefits from the My WU^SM loyalty program:

• Transfer fee discounts on qualifying money transfers.
• Special promotions on money transfers.

Learn more about My WU program.

Ways to become a My WU℠ member are:

1. When you send your first westernunion.com or mobile app money transfer, you are automatically assigned a My WU number during the registration process.
2. You can register at an agent location as part of your transaction set-up step. Your My WU number is printed at the top of your receipt.
3. You can create an online profile on the My WU webpage without sending a money transfer.

Earning reward points is currently paused in the program. If you are a My WU member, we will notify you about our new rewards program.

You can check your My WU points in any of the following ways:

On our website:

1. Log into your Western Union profile.
2. Go to the Menu and select My WU rewards.

On the My WU rewards portal:

1. Log into your Western Union profile.
2. Go to My WU rewards portal.

On our mobile app:

1. Go to our mobile app.
2. Go to the Menu and select My WU rewards.

On our website and app:

1. Log into your Western Union profile.
2. Go to Menu and select My WU.
3. Select Redeem points.
4. Select Yes in the popup.
5. Select Use reward.

The discount will be automatically applied to your next transfer fee.

Via the My WU portal:

1. Log into your profile and go to My WU Rewards.
2. Go to the Rewards section to view your reward options.
3. Choose your reward and select Use reward.

The discount will be applied automatically to your next transfer fee.

You can use your My WU points till they expire as per My WU Terms and Conditions.

Yes, if you have enough points, you can continue to redeem them for rewards like before. The points redeemed as discounts will be automatically applied to a money transfer as usual. All the outstanding points in your account will remain valid and expire as per the terms and conditions.

Yes, you can link two or more My WU numbers into one. When you link My WU numbers, we’ll assign you a new, unified My WU number.

To link your My WU numbers, follow these steps:

1. Log into your Western Union profile.
2. Go to the Menu and select My WU.
3. Select I have another My WU number.
4. Enter your My WU number and select Verify.
5. Review your My WU numbers and select Merge my numbers.
6. Confirm the linking and select Merge my numbers.

It may take up to 48 hours to get your My WU numbers linked and reflect the new total My WU balance. Until then, please use any of your existing My WU numbers.

Note: You can also link your retail and digital My WU numbers.

Data privacy is our top priority. We are committed to protecting your personal information in accordance with Fair Information Practices and applicable data protection laws to provide the best service for you. For more on our data privacy, head to our Privacy Statement section.

We only accept payments through credit and debit cards.

Yes, if you have multiple My WU numbers, you can merge them into one. When you merge My WU numbers, you will be automatically assigned a unified My WU number.

To merge your My WU numbers on website or mobile app, follow these simple steps:

1. Log in to your Western Union profile.
2. Go to the menu icon at the top right side of the screen and select My WU Rewards from the dropdown.
3. Under Redeem points, choose Have another My WU card? Let’s merge it.
4. Enter the additional My WU number and select Merge.

You can also merge your My WU numbers by calling our Customer Care.

It may take up to 48 hours to merge your My WU numbers and reflect the new total My WU points balance. Until then, please use your existing My WU number.

You can check your My WU points in any of the following ways:

On our website:

1. Log into your Western Union profile.
2. Go to the Menu and select My WU rewards.

On the My WU rewards portal:

1. Log into your Western Union profile.
2. Go to My WU rewards portal.

On our mobile app:

1. Go to our mobile app.
2. Go to the Menu and select My WU rewards.

Yes, you can link two or more My WU numbers into one. When you link My WU numbers, we’ll assign you a new, unified My WU number.

To link your My WU numbers, follow these steps:

1. Log into your Western Union profile.
2. Go to the Menu and select My WU.
3. Select I have another My WU number.
4. Enter your My WU number and select Verify.
5. Review your My WU numbers and select Merge my numbers.
6. Confirm the linking and select Merge my numbers.

It may take up to 48 hours to get your My WU numbers linked and reflect the new total My WU balance. Until then, please use any of your existing My WU numbers.

Note: You can also link your retail and digital My WU numbers.

Yes, if you have enough points, you can continue to redeem them for rewards like before. The points redeemed as discounts will be automatically applied to a money transfer as usual. All the outstanding points in your account will remain valid and expire as per the terms and conditions.

Earning reward points is currently paused in the program. If you are a My WU member, we will notify you about our new rewards program.

You get the following exclusive benefits from the My WU^SM loyalty program:

• Transfer fee discounts on qualifying money transfers.
• Special promotions on money transfers.

Learn more about My WU program.

We know you work hard for your money. We’re always by your side improving our services to help simplify and power your finances. We heard from you that our current rewards program needs to change. Although we’ve put a pause on earning new points, you can still enroll and redeem existing points. 

WU Shop, cashback and VIP membership has been closed as of March 28, 2024. But our updated loyalty program designed for easier use, a better experience, and faster rewards, is coming soon, so stay tuned.

Data privacy is our top priority. We are committed to protecting your personal information in accordance with Fair Information Practices and applicable data protection laws to provide the best service for you. For more on our data privacy, head to our Privacy Statement section.

On our website and app:

1. Log into your Western Union profile.
2. Go to Menu and select My WU.
3. Select Redeem points.
4. Select Yes in the popup.
5. Select Use reward.

The discount will be automatically applied to your next transfer fee.

Via the My WU portal:

1. Log into your profile and go to My WU Rewards.
2. Go to the Rewards section to view your reward options.
3. Choose your reward and select Use reward.

The discount will be applied automatically to your next transfer fee.

You can use your My WU points till they expire as per My WU Terms and Conditions.

There are three ways to enroll in the My WU loyalty program: 

1. Create a Western Union profile on westernunion.com or our mobile app and select the My WU checkbox. This will generate a My WU number that will be used on all digital transfers. You can create your profile without sending a money transfer. Register now to create your profile.
2. Already have a profile? Log in and select the My WU tab on the top right side of the page. Accept the program’s Terms and Conditions and you will be assigned a My WU number.
3. Register in person at our agent location. You can find your My WU number printed at the top of your receipt.

Ways to become a My WU? member are:

1. When you send your first westernunion.com or mobile app money transfer, you are automatically assigned a My WU number during the registration process.
2. You can register at an agent location as part of your transaction set-up step. Your My WU number is printed at the top of your receipt.
3. You can create an online profile on the My WU webpage without sending a money transfer.

You can only receive cash back³ when shopping at online stores available on the WU Shop portal while you’re logged into your My WU profile.

You’ll also need to allow cookies and advertisements on your device to avoid any technical issues while shopping and receiving cash back³.

It may take us sometime to add cash back in your wallet. Please allow up to 120 days from the date of your qualifying purchase.

The store usually takes 60-90 days to resolve a missing purchase request. Please make sure that you submit the right details to make the process fast and smooth. Once the missing purchase request is resolved, the money will be credited to your bank account.

To track your missing purchase request, do the following:

1. Log in to your profile on wushop.westernunion.com.
2. SelectCash back overviewfrom the Menu.  
3. Select View in the comment section of the selected missing purchase request.
4. You’ll be able to see the status of your missing purchase request.

It takes 60-90 days for the store to review these requests. If there is no status update, it means we’re still resolving your missing purchase request.

Yes, you can continue to redeem your My WU points until their expiry.

Earning reward points is currently disabled in the program. If you are a My WU member, we will notify you about our new rewards program.

You can check your My WU points on any of the following platforms:

• Website:
  1. Visit westernunion.com and log in to your profile.
  2. Go to the menu icon at the top right side of the screen.
  3. Select My WU Rewards from the dropdown.
  4. View your available points balance.
• My WU Rewards portal:
  1. Visit the My WU Rewards portal and log in to your profile.
  2. View your My WU number and the available points balance.
• Mobile app:
  1. Open the Western Union mobile app and log in to your profile.
  2. Go to the menu icon to view your available My WU points balance.

The WU Shop VIP rewards membership program is a paid annual subscription, available exclusively to
My WU^SM members. As a WU Shop VIP member, you’ll enjoy the following benefits:

• Exclusive discounts from your favorite brands.
• Double cash back³on every purchase on WU Shop.
• Special travel discounts.
• Special access to select travel partners.
  ³Subject to WU Shop Terms and Conditions.

To cancel your WU Shop VIP rewards membership, log in to your My WU profile or call Customer Care. Please note that you can cancel your membership and claim a full refund only within 14 days of its purchase. If you cancel after 14 days, you’ll not be eligible for a refund.

Your refund will be processed and credited back to the original payment method within 5-10 business days after you submit a cancellation request.

You can pick up your cash back at any Western Union agent location after submitting a fund withdrawal request online. To do so, follow these steps:

1. Log in to your My WU profile.
2. Select Withdraw cash back.
3. Enter the amount you want to withdraw.
4. Select Withdraw to generate a tracking number (MTCN).

The cash back will be available within a few minutes of your request. Bring the tracking number (MTCN) and your government-issued ID to any nearby agent location to collect your money.

You can collect your cash within the next 14 days after which it will be automatically credited back to your WU Shop balance.

There is no limit to how much cash back³ you can earn on your purchases via WU Shop.  

You can use cash back for personal shopping. You can also withdraw it as cash. If you use cash back for any commercial profit, we may terminate or lock your profile permanently.

You may earn less cash back³ for any of the following reasons:

• Shipping charges
• Tax and service fees
• Redemption of any coupon or voucher
• FX fee for foreign currencies or international shopping

For more help, you can contact Customer Care.

Yes, you can shop with any overseas store that facilitates shipping to your country. Please note that you will not earn cash back on international shopping.

You can enroll in the My WU loyalty program through any of the three ways:

• Create a Western Union profile on westernunion.com or our mobile app, and select the My WU checkbox. This will generate a My WU number that will be used on all digital transfers. You can create your profile without sending a money transfer. Register now to create your profile.
• If you already have a profile, log in and select the My WU tab on the top right side of the page. Accept the terms and conditions of the program and you will be assigned a My WU number.
• Register in person at an agent location. Your My WU number will be printed at the top of your receipt.

The My WU loyalty program lets you earn My WU points. When you’re a member, you earn points on each money transfer.

Start getting rewarded in just three simple steps:

1. Sign up for free to create your Western Union profile on westernunion.com or the mobile app or at our agent locations.
2. Start sending money to your loved ones. With each 1 EUR fee paid for each money transfer, you earn 1 My WU point. Your points are automatically added to your profile.
4. Redeem your My WU points and enjoy reduced transfer fees¹.
¹Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

Your purchase may not qualify for cash back³ for any of the following reasons:

• You purchased a product at a discount.
• You redeemed a coupon, gift card, or voucher to pay for the purchase.
• You purchased from a merchant that does not offer a cashback on mobile purchase.
• The store does not offer cash back on your purchase. You can check the cash back details on the selected store’s page on WU Shop.
  ³Subject to WU Shop Terms and Conditions.

We use cookies to track your purchases and offer you cash back³. If you experience any technical issues, you’ll need to allow cookies from Western Union and the stores of your choice.

The annual membership cost for the WU Shop VIP reward membership varies from country to country. You can find your annual membership cost based on your country or region below:

• EU                                      45 EUR
• Australia                           69 AUD
• Canada                             59 CAD
• Other countries               49 USD

My WU is a free loyalty program from Western Union. You can register on westernunion.com or our mobile app.

You can get cash back³when shopping on WU Shop while you’re logged into your My WU profile. You’ll also need to allow cookies and ads on your device to avoid any technical difficulties while shopping and receiving cash back³.

If your iOS device has content blockers installed, your shopping may not get tracked and you may not earn cash back. You can disable content blockers following the given steps:

• Select settings, then select Safari.
• Select content blockers.
• Turn off the content blockers and start shopping on WU Shop.
  ³Subject to WU Shop Terms and Conditions.

If you shop at a store that is no longer listed in WU Shop, you will not receive any cash back. Look for online stores offering similar products on WU Shop to ensure that you earn cash back³.

For any concern related to WU^SM Shop, you can fill in and submit the Contact us form. To inquire about a missing purchase, please select Cash back overview in the menu and find the Missing purchase  form. Fill in the form and submit it. Remember to use your registered email address when adding your details in any of our forms.

For more help, call Customer Care.

You can withdraw any available amount once you have the minimum required balance of 20 EUR in your My WU wallet. If you choose not to withdraw the entire amount, you’ll be eligible for the next withdrawal only when you achieve the minimum required balance in your wallet.

You may be unable to submit your missing purchase request due to any of the following reasons:

• The store has a specific period for submitting missing purchase requests.
• The store is not available on your browser extension.
• The store does allow shopping on mobile.
• The store is not located in your country.

Every store has a different policy for submitting the missing purchase request. You can find the missing policy details in the Exceptions section of the Select store page on WU Shop.

Your missing purchase request may be declined due to any of the following reasons:

• The store could not track your shopping details due to ad-blockers, disabled cookies, or any other technical errors.

• The purchase date you entered does not match with the invoice date on the missing purchase request.
• You submitted an incorrect order ID.
• Your purchase was not eligible for cash back.
• Your purchase has not been confirmed from the merchant’s end.
• The missing purchase request submitted has already been credited in your account.
• You redeemed an online coupon or voucher from any other site to pay for a purchase on WU Shop. You can earn cash back³ if you redeem coupons and vouchers available on WU Shop.
• You shopped at a store outside of your country. Only shopping at stores on WU Shop within your country can earn you cash back³. In case you entered an incorrect country while signing up, you can contact Customer Care to change your country.
• You’ve submitted a missing purchase request for your travel booking while it is still in progress. You can request for your travel’s missing purchase only within 45 days of completing it.
• You submitted the missing purchase request after 90 days of your purchase. No missing purchase request is accepted after 90 days of purchase date on invoice.
• Your purchase was not eligible for a cash back because it was canceled, returned, or modified. Any purchase initiated on the website and completed via phone is not eligible for cash back.
  ³Subject to WU Shop Terms and Conditions.