Send money to Nigeria

The maximum limit on sending money to family or friends in Nigeria depends on the method you use to transfer money.

• The maximum transfer limit for money from your bank account is $999.
• If you’re sending money to Nigeria from a credit² or debit card, you can send up to $5,000.

Sending money to Nigeria for deposit in a bank account is quick and easy. You can send money to accounts of First Bank of Nigeria using your credit2/debit card – or alternatively pay by bank transfer. Here’s how:

1. Log in or register and verify your free profile. Click on ‘Send now’ to begin your money transfer.
2. Enter Nigeria as the destination and choose the amount of money you’d like to send. Money transfer times vary per destination – but you can view the times as you make your selections.
3. Select ‘Bank account’. You can select a past receiver from the list or enter your receiver’s bank account details.
4. Pay by bank transfer or with your credit²/debit card.
5. Review the payment and confirm your money is on the way. We will send you a confirmation email with a tracking number (MTCN). Share this number with your receiver to track the funds.

If you need to transfer money to a loved one in Nigeria quickly, sending money for cash pickup is a fast and convenient option. Choose to pay by credit²/debit card or by bank transfer – the money is usually ready for cash pickup in minutes³.

If paying by credit²/debit card:

1.  Log in or register and verify your free profile. Click ‘Send now’ to begin a money transfer.
2. Enter Nigeria as the destination and how much you’d like to send. Choose ‘Cash pickup’ and payment by card.
3. Enter the receiver’s name and address.
4. Pay with your credit²/debit card.
5. You’ll get a confirmation email from us containing a tracking number (MTCN). Share this number with your receiver for fast cash pickup.

If paying by bank transfer:

1. Log in or register and verify your free profile. Click on the ‘Send now’ button to begin your money transfer.
2. Enter Nigeria as the selected destination and choose how much you’d like to pay with a bank account. Select ‘Cash pickup’.
3. Verify your bank account details and complete your money transfer.
4. We will send you a confirmation email containing a tracking number (MTCN). You can share this number with your receiver for fast cash pickup.

Learn more

If you’re making a money transfer to Nigeria from Canada, transfer fees, exchange rates and transfer limits apply. To find out how much the money transfer will cost, check out our price estimates.

Estimate price

The Western Union^® app lets you send money to Nigeria on the go, anytime and anywhere to a bank account or for cash pickup. Here’s how.

1. If you already have the Western Union app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register with an email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Start a money transfer by selecting Nigeria as the destination country and choose the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, or for cash pickup. Then, enter your receiver’s details.
3. Pay for your money transfer via credit²/debit card or with your bank account.
4. We’ll give you the tracking number for your money transfer (MTCN). Share this number with your receiver to track the funds.

Learn more