Make a bank transfer with Western Union

Western Union’s Direct to Bank Account money transfer service offers senders an easy and convenient way to send funds directly to a receiver’s bank account.

Western Union allows you to conveniently send money from Spain to bank accounts around the world, whether domestically, to Latin American countries and beyond.

The process for sending money to a bank account varies depending on how you are sending the funds, where your receiver is located and how quickly you want the funds to get there.

You can visit the send money form to learn more about the specific details you will need to send money to bank accounts. Read our FAQs below for specific instructions.

You can send funds to qualifying bank accounts using your credit¹ or debit card or pay by bank transfer. Here’s how:

1. Log in or register and verify your free account. Click ‘Send now’ to start your transfer.
2. Enter the destination and choose the amount you’d like to send.
3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details.
4. Pay with your credit¹ or debit card or by bank transfer.
5. Review and confirm and your money is on the way. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

The Western Union^® app lets you send money to a bank account from almost anywhere. Here’s how:

1. If you already have the Western Union^® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register with an email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Enter the destination and choose the amount you’d like to send.
3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details.
4. Pay for your money transfer via credit¹ or debit card, or with your bank account.
5. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds.

Learn more

The bank information required to send money directly to a bank account varies by country. In general, you will need to know:

• Your receiver’s bank name
• Your receiver’s bank code and bank account number
• The amount and currency you wish to send

A bank code is a series of numbers used to identify banks worldwide. Bank codes can range from 3-23 digits, depending on the country and the type of code.
A bank code may be known as:

• BSB
• SWIFT code
• BIC (Bank Identification Code)
• NCC (National Clearing Code)
• BSC (Bank Sort Code)
• IFSC (Indian Financial System Code)

A SWIFT/BIC is a worldwide code for identifying banks. SWIFT and BIC are sometimes used interchangeably but represent the same thing. These codes are 8-11 digits long and sometimes needed when sending money.

An IBAN (International Bank Account Number) is used in some countries to identify a customer’s bank account. The IBAN is an alphabetical country code followed by 2 digits and then up to 35 characters for the bank account.
If you need an IBAN for your bank transfer, you should obtain this from your receiver.