Transfer money between banks

1. Start by logging in or signing up and verifying your free profile. Click ‘Send now’ to begin your money transfer.
2. Enter the destination and amount you’d like to send. Transfer times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account’ as the receive method. You can select a past receiver or enter their bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries. You can search for the country you want to send money to for more details on the banking information you need here.
4. Pay with your credit¹ or debit card or bank account, or even transfer money from a prepaid card to a bank account, depending on availability.
5. We will send you a confirmation email with a tracking number (MTCN). You can share this number with your receiver to track the funds.

1. To transfer money between banks, log in or sign up and verify your free account. Click ‘Send now’ to transfer money from your bank account.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries.
4. Select ‘Bank account’ as your payment method.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

You can transfer cash to someone else’s bank account by visiting a nearby Western Union location.

1. Start by visiting an agent location near you.
2. Head to the counter with a valid, government-issued ID and phone number. To send cash to a bank account, you’ll also need your receiver’s bank details, as well as a bank statement, tax return, or payslip.
3. Pay in cash.
4. Collect your receipt. Take note of your tracking number (MTCN) and share it with your receiver. They’ll need it to receive their money.

Use the Western Union® app to send money to another bank account in just a few taps.

1. If you already have the Western Union® app, log in with Touch ID or your credentials. If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. If you’re a new user, follow the steps to register a profile with your email address. You can verify your profile using your driver’s license, passport, or government-issued ID.
2. Start a transfer by entering the destination country and the amount you’d like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup, or to a mobile wallet⁵ based on your receiver’s country. Enter your receiver’s details.
3. Pay for your money transfer via credit/debit card¹, or with your bank account.
4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Bank transfers can take minutes or up to five business days, depending on your payment method and location. Some recipients may also receive money faster with a mobile wallet option, where available.