International Bank Account Transfer Details

If you send money across borders to support family members, pay invoices, or help friends, knowing the bank details needed to transfer money can help those funds arrive quickly. Western Union helps simplify the process with clear guidance, global reach, and a user-friendly experience.

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Bank details needed to transfer money

Completing an international bank transfer requires specific account details for the receiver. As you collect the information, remember: SWIFT codes and IBANs serve different purposes, and you may need both to complete the transfer.

Recipient’s full name and address (registered with their bank)

Recipient’s bank name and address

Bank account number or IBAN

SWIFT/BIC code

How to send money internationally

Whether it’s a wire transfer or bank transfer, Western Union makes it simple to send money internationally with these steps:

Send money now

Sign up or log in to your Western Union account.

Choose your destination and enter the transfer amount.

Add the recipient’s details required for money transfer.

Select your payment method.

Confirm and track your transfer.

Bank account transfer details by country

Country

Currency

Delivery timeline0

Bank details

AlbaniaALK1-2 banking daysIBAN2
AndorraEUR0-1 banking dayBIC, IBAN
ArgentinaARSUp to 5 days1Account number, tax ID (CUIL), purpose of transfer,receiver nationality, address – city,province, email, mobile number
AustraliaAUD0-1 banking dayBank/State/Branch (BSB), account number
AustriaEUR0-1 banking dayIBAN
AzerbaijanAZN0-1 banking dayIBAN, purpose of transfer
BahrainBHD1-2 banking daysBIC, IBAN
BangladeshBDT0-2 banking daysBranch name, district, account number
BelgiumEUR0-1 banking dayIBAN
Bosnia & HerzegovinaBAM0-1 banking dayIBAN, receiver address, city, postal code
BrazilBRLSame banking dayBranch number, account number and type, receiver CPF (tax ID), PIX Alias ID
BulgariaEUR0-1 banking dayIBAN
CanadaCAD1-2 banking daysFinancial institution number, transit number, account number and type
ChileCLP1-2 banking daysAccount number, account type, RUT (tax ID)
ChinaCNYReal-time2 to 5 banking days3Bank card number, receiver mobile number,purpose of transfer
ColombiaCOP0-1 banking dayAccount number and type, receiver national ID, address, state (departamento), city, mobile number
Costa RicaCRC/USDIn minutes to 1 banking dayAccount number, national ID number
CroatiaHRK0-1 banking dayIBAN
CyprusEUR0-1 banking dayIBAN
Czech RepublicCZK0-1 banking dayIBAN
DenmarkDKK0-1 banking dayBIC, IBAN
EcuadorUSD0-1 banking dayBank name, account number, account type, receiver address
EgyptEGP1-2 banking daysAccount number, purpose of transfer
El SalvadorUSD0-1 banking dayBank name, account number
EstoniaEUR0-1 banking dayIBAN
FinlandEUR0-1 banking dayIBAN
FranceEUR0-1 banking dayIBAN
French GuianaEUR0-1 banking dayIBAN
GeorgiaGEL0-1 banking dayIBAN, purpose of transfer, receiver address
GermanyEUR0-1 banking dayIBAN
GhanaGHDIn minutesAccount number, SWIFT BIC, purpose of transfer
GibraltarGBP0-1 banking dayIBAN
GreeceEUR0-1 banking dayIBAN
GuadeloupeEUR0-1 banking dayIBAN
GuatemalaGTQ0-1 banking dayBank name, account number, receiver address
HondurasHNL0-1 banking dayBank name, account number, receiver address
Hong KongHKD0-1 banking dayAccount number, bank code, branch code
HungaryHUF0-1 banking dayBIC, IBAN
IcelandEUR0-1 banking dayIBAN
IndiaINRReal-time5 to 1 banking dayAccount number, IFSC code, purpose of transfer
IndonesiaIDRReal-time6 to 1 banking dayAccount number
IrelandEUR0-1 banking dayIBAN
IsraelILS1-2 banking daysIBAN, purpose of transfer
ItalyEUR0-1 banking dayIBAN
JamaicaJMD0-1 banking day4Account number, branch name, receiver’s mobile number
JapanJPY1-2 banking daysBIC, account number
KenyaKESIn minutes to same banking dayAccount number
KosovoEUR0-1 banking dayIBAN, purpose of transaction
KyrgyzstanKGS0-1 banking dayBank name, account number, BIC, purpose of transfer
LatviaEUR0-1 banking dayBIC, IBAN
LiechtensteinCHF0-1 banking dayBIC, IBAN
LithuaniaEUR0-1 banking dayIBAN
LuxembourgEUR0-1 banking dayIBAN
MacedoniaMKD0-1 banking dayAccount number
MalaysiaMYR0-1 banking dayBIC, account number
MaltaEUR0-1 banking dayIBAN
MartiniqueEUR0-1 banking dayIBAN
MayotteEUR0-1 banking dayIBAN
MexicoMXNReal-time7 to same banking dayAccount number or CLABE, receiver address, city, state, phone number
MoldovaMDL0-1 banking dayIBAN, fiscal code, purpose of transfer
MonacoEUR0-1 banking dayIBAN
MoroccoMADNext banking day8Account number
NepalNPRIn minutes to same dayAccount number, purpose of transfer, sender relationship to receiver
NetherlandsEUR0-1 banking dayIBAN
New ZealandNZD0-1 banking dayAccount number
NigeriaNGNReal-time9Account number
NorwayNOK0-1 banking dayAccount number
PakistanPKRReal-time10IBAN / account number, branch name / address
PhilippinesPHPReal-time11 to 1 banking dayAccount number, purpose of transfer
PeruPHPIn minutes to 1 banking dayAccount number, purpose of transfer
PolandPLN0-1 banking dayIBAN, purpose of transfer
PortugalEUR0-1 banking dayIBAN
Puerto RicoUSDNext banking dayABA routing number, account number, receiver address, city, state, zip, phone number
Reunion IslandEUR0-1 banking dayIBAN
RomaniaRON0-1 banking dayIBAN
RussiaRUB / USD1-2 banking days (USD)0-1 banking day (RUB)Branch city, Russian BIC, account number, purpose of transfer
RwandaRWFIn minutes to 1 banking dayAccount number, purpose of transfer
Saint BartholemyEUR0-1 banking dayIBAN
SerbiaRSD0-1 banking dayIBAN
SenegalXOF0-1 banking dayIBAN
SingaporeSGD1-2 banking daysAccount number
SlovakiaEUR0-1 banking dayIBAN
SloveniaEUR0-1 banking dayIBAN
SpainEUR0-1 banking dayIBAN
Sri LankaLKRIn minutes to 1 banking dayAccount number, branch name, purpose of transfer
St MartinEUR0-1 banking dayIBAN
SwedenSEK0-1 banking dayBank code, BIC, account number
SwitzerlandCHF0-1 banking dayBIC, IBAN
TanzaniaTZSIn minutes to 1 banking dayAccount number, purpose of transfer
ThailandTHB0-2 banking daysAccount number
TurkeyTRY0-1 banking dayIBAN
UgandaUGXIn minutes to 1 banking dayAccount number, purpose of transfer
UkraineUAHIn minutes to 1 banking dayIBAN
United Arab EmiratesAED0-1 banking dayBIC, IBAN, purpose of transfer
United KingdomGBP0-1 banking daySort code, account number
United States of AmericaUSDNext banking day12ABA routing number, account number, receiver address, city, State, zip, phone number
VietnamVND0-1 banking dayAccount number

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Frequently asked questions

What bank account details are needed to send money?

To send money to a bank account internationally, you’ll need the recipient’s name, account number or IBAN, and the bank’s SWIFT or BIC code. The bank account details for international transfers will vary slightly by country.

How long does an international bank transfer take?

Transfer times depend on the destination, currency, and payment method. While some transfers may arrive the same day, others can take one to five business days.

What if I enter incorrect bank details when sending money?

If you enter the wrong bank account transfer details, your transfer may be delayed or fail. Double-check all information before confirming. Contact customer support immediately if an error is made.

Can I send money to international bank accounts?

Yes. Western Union lets you send funds directly to many countries’ bank accounts, allowing you to send money internationally with confidence. Money transfer fees and transfer times will vary depending on destination and delivery method.

0Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details.

1The initial transfer can take up to five days pending KYC validation, with subsequent transactions to the same Receiver bank account number occurring on the same day.

2China: Real-time transfers are available to accounts with an associated UnionPay debit card number beginning “62”. Transfers to certain accounts may only be sent during China bank processing hours from 7.30 pm to 9.45 am Eastern Time. For first-time receivers, transfers may be delayed as we may need additional information from the account holder.

3China: The initial transfer may take up to five days pending Receiver registration, with subsequent transactions to the same Receiver bank account number occurring within minutes.

4First time Receivers must register.

5India: Real-time transfers are available for UPI money transfers up to 100,000 INR and for amounts less than 200,000 INR sent to receiving banks with IMPS services, including State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank of Baroda. Sums larger than 200,000 INR will arrive the next day by NEFT.

6Indonesia: Real-time transfers are available to BRI, BNI, BCA and Bank Mandiri. Funds will reach most other banks in Indonesia on the same banking day for amounts less than 10m IDR. Funds will generally reach a receiver’s bank account on the same banking day for transfers sent before 11 am Eastern Time.

7Mexico: Real-time transfers are available to Banamex, Bancomer, Santander, Azteca, Bancoppel, HSBC and Scotiabank. For other banks, funds will generally arrive on the same banking day for transfers sent before 2.35 pm Eastern Time.

8Morocco: Funds will arrive on the same banking day for transfers to Banque Centrale Populaire (BCP) sent before 8.15 am Eastern Time.Funds will arrive the next banking day for transfers sent to other major banks including Al Barid Bank, Attijariwafa Bank and BMCE Bank before 8.15 pm Eastern Time.

9Nigeria: Real-time transfers are available to major banks including First Bank of Nigeria, Guaranty Trust Bank, United Bank for Africa PLC and Diamond Bank.

10Pakistan: Real-time transfers are available to major banks including Habib Bank Limited, National Bank of Pakistan, Meezan Bank, Faysal Bank, Askari Bank and United Bank Limited. In the event of a receiver name mismatch, account mismatch or account requiring repair, delivery may be delayed.

11 Philippines: Real-time transfers are available to Banco De Oro (BDO), Bank of the Philippine Islands (BPI) and Land Bank. For first-time BPI receivers, it may, however, take up to 2 hours. Funds sent to Land Bank between 10 am and 1 pm Eastern Time may also be delayed.

12 United States of America: Funds will reach most banks in the US by the next banking day for transfers sent before 4 pm Eastern Time.